What help to buy or rent a car?

Nowadays, the mobility It has become an essential necessity. For professional, family or personal reasons, it is essential to have a reliable means of transport. However, the purchase or rental of a car It often represents a substantial financial investment, which can make a real challenge for many people, in particular those with modest income. Find out in this article 7 helpers, Help of cumulative mobilityTo help you carry out your projects.

This state aid is intended for adults residing in France. It concerns the purchase or rental with the option to buy a new electric vehicleThat is to say a private car, a van, a two wheels, a three wheels or a quadricycle recorded in France.

When buying a car, the amount corresponds to 27% of the vehicle price. However, it is important to note that this help is limited to € 7,000.

If the purchase concerns a motorized vehiclethe amount varies Between 20% and 27% of the price including the tax Depending on the power of the vehicle’s engine, generally calculated by a 3 kWh slice.

The help is generally accompanied by the local aid from 300 € As part of a purchase of Electric bike.

If your dealer does not guarantee you this bonus itself, you have to make an online request. It is good to note that the ecological bonus can be accumulated with Conversion bonus If you are suitable.

THE Conversion bonusAlso known as a waste prize, it is a purchase system that aims to replace an old vehicle with a Less polluting model. Some car manufacturers even offer Further financial incentives In addition to this prize. The conversion bonus is specifically intended for vehicles recorded before 2011 for diesel cars and before 2006 for petrol cars.

The terms of allocation

The admissibility of the conversion award requires no income criteria when buying a rechargeable or electric hybrid vehicle. However, for a thermal vehicle, yours Parts of reference tax income (RFF) must not exceed 13 489 € To benefit from this help.

The new vehicle purchased must appear in the list: private cars, van, 2 or 3 motorized wheels, motor quadricycle, cycles with or without pedal assisted, electric vehicles, electric vehicles, electric vehicles, electric vehicles, Vehicles electric vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, electric, electric. Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric Vehicles, Electric. Vehicles, Electric Vehicles, electric vehicles, vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, vehicles vehicles, electric electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles, electric vehicles Thermal critto 1 or transformed into an electric car.

Note: cars, including electric vehicles whose purchase cost exceeds 60,000 euros, are no longer suitable for the conversion bonus. It should be noted that this maximum amount also includes the possible cost of battery rental.

If you are the beneficiary of a very modest income or are facing financial difficulties, the Family indemnity fund (CAF) can give you a loan to help you finance the purchase or repair of the vehicle. This measure aims to bring you to financial support In these delicate situations and cand the help usually varies Between € 1,000 and € 3,000.

CAF assistance conditions

To benefit from the financial assistance of the CAF, it is necessary to justify that this expense is essential to achieve your work.

On the other hand, the conditions for benefiting from CAF are not defined. Only one Evaluation of your individual situation It will allow the CAF to determine whether or not you are suitable for this help. The criteria and decisions are established on the basis of the case in which various factors such as your income, your mobility needs and your mobility needs are taken into account overall financial situation.

THE micro- It is a device designed to support the most vulnerable people who do not have access to traditional bank credit due to Low or irregular income. This type of loan is partially guaranteed by the state and aims to improve difficult personal situations. It can be used for example for the purchase or maintenance of a vehicle, thus offering an opportunity To improve your mobility And your general situation

Generally, the quantity of micro-crude varies from € 300 to € 8,000But it can reach in certain situations up to € 12,000. The reimbursement of this loan is made on a period maximum of 5 years. In 2023, the fixed interest rate of the micro-crude was between 1.5% and 4%. These conditions allow you to facilitate reimbursement and make the loan more accessible to the beneficiaries.